Dee Plucinski, Steffens & Company Realty

  If   homeownership   is on your goal sheet for your future, you’re probably working on your savings. A big priority is ensuring you have a plan in place for things like  closing costs ,   down payment , and more. Here are a few strategies that can help speed up that process. Budget and Track Your Expenses:  To start, create a detailed budget that tracks the money you’ve got coming in and the money going out. This will give you a better look at your finances as a whole. Cut Down on Unnecessary Spending : Now that you have your budget sheet done and you know how you’re spending  your money , look for any line items that aren’t absolutely essential. If you cut down on those, you can re-allocate that cash toward  buying a home . Even the little things can add up. As the  National Association of Realtors  (NAR)  says : “The majority of first-time buyers did make financial sacrifices to purchase a home. For those who did, the most common sacrifices buyers reported were cutting spending on

532 Lane 8 N. Monte Vista, CO 81144 (Alamosa County) NO NEIGHBORS!  Discover your dream home nestled on 4.68 acres in Southern Colorado's San Luis Valley, featuring wide open spaces and breathtaking panoramic views of the Sangre De Cristo mountains.  Please see the video tour BELOW This comfortable 3-bedroom, 1-bathroom home welcomes you with a beautifully renovated kitchen adorned in rustic barn wood, complemented by elegant copper accents and antique built-in storage cabinets. Attached through the mudroom is a cozy 1-bedroom, 0.5-bathroom Casita, perfect for hosting overnight guests.  Oversized closets offer an abundance of storage throughout the house. Step outside to find a versatile garage, serving as both a practical storage space and an entertainment hub where friends gather to enjoy music and drinks in the evenings. Adorned with lawn chairs, the courtyard features a cozy firepit, ideal for relaxing under the stars. The property also offers numerous outbuildings and sheds, p

  4100 Wilderness Canyon Road Del Norte, Colorado $899,000 ↑↑    See the Drone Video above    ↑↑ Nestled in the sunny mountains of Southern Colorado lies a grand mountain abode spread across 42 acres of serene land, offering tranquility and seclusion just minutes away from town on well-kept roads. Bordered by millions of acres of pristine wilderness, this property invites you to step outside and immerse yourself in nature's adventures, with endless ATV trails, hiking paths, and hunting grounds right at your doorstep. And if you're a horse enthusiast, you'll find this property perfect for your four-legged friends!   ↑↑     See the video tour above    ↑↑   Tucked away at the end of the road within the Ghost Mine Ranch development in Saguache County, this Southwestern-style home exudes charm and elegance. Although it sports the classic Adobe appearance, it's built with state-of-the-art 12" thick  Rastra brand ICF block s and a  freshly painted  synthetic stucco exteri

99 Aspen Drive, South Fork, Colorado 81154 $399,500 This adorable, mountain log cabin has it all!  Located in the highly desirable Ponderosa neighborhood, this immaculate home has all the amenities of a home in the city - city water, city sewer, high-speed fiber optic internet -- yet it borders the National Forest.  You can walk out your back door and hike for hours - even days - and never see another soul.   Follow this link for the 3D Matterport Tour ↓↓↓↓    Please watch the Drone Video below   ↓↓↓↓ Fully updated inside and out, this cabin has radiant baseboard heat complete with a new boiler system providing heat and domestic hot water.  New lighting, new windows, new flooring, new kitchen countertops, stainless steel appliances, and a fresh coat of paint on everything - this cabin is move-in ready.   The garage was recently converted into additional living space, featuring one bedroom, a laundry room, and a 1/2 bath.  Even though it's bright, airy, and modern, this home still f