Dee Plucinski, Steffens & Company Realty

  If   homeownership   is on your goal sheet for your future, you’re probably working on your savings. A big priority is ensuring you have a plan in place for things like  closing costs ,   down payment , and more. Here are a few strategies that can help speed up that process. Budget and Track Your Expenses:  To start, create a detailed budget that tracks the money you’ve got coming in and the money going out. This will give you a better look at your finances as a whole. Cut Down on Unnecessary Spending : Now that you have your budget sheet done and you know how you’re spending  your money , look for any line items that aren’t absolutely essential. If you cut down on those, you can re-allocate that cash toward  buying a home . Even the little things can add up. As the  National Association of Realtors  (NAR)  says : “The majority of first-time buyers did make financial sacrifices to purchase a home. For those who did, the most common sacrifices buyers reported were cutting spending on

  4100 Wilderness Canyon Road Del Norte, Colorado $850,000 Buyer Agency Compensation ↑↑    See the Drone Video above    ↑↑ Nestled in the sunny mountains of Southern Colorado lies a grand mountain abode spread across 42 acres of serene land, offering tranquility and seclusion just minutes away from town on well-kept roads. Bordered by millions of acres of pristine wilderness, this property invites you to step outside and immerse yourself in nature's adventures, with endless ATV trails, hiking paths, and hunting grounds right at your doorstep. And if you're a horse enthusiast, you'll find this property perfect for your four-legged friends!   ↑↑     See the video tour above    ↑↑   Tucked away at the end of the road within the Ghost Mine Ranch development in Saguache County, this Southwestern-style home exudes charm and elegance. Although it sports the classic Adobe appearance, it's built with state-of-the-art 12" thick  Rastra brand ICF block s and a  freshly painte