Dee Plucinski, Steffens & Company Realty

  If   homeownership   is on your goal sheet for your future, you’re probably working on your savings. A big priority is ensuring you have a plan in place for things like  closing costs ,   down payment , and more. Here are a few strategies that can help speed up that process. Budget and Track Your Expenses:  To start, create a detailed budget that tracks the money you’ve got coming in and the money going out. This will give you a better look at your finances as a whole. Cut Down on Unnecessary Spending : Now that you have your budget sheet done and you know how you’re spending  your money , look for any line items that aren’t absolutely essential. If you cut down on those, you can re-allocate that cash toward  buying a home . Even the little things can add up. As the  National Association of Realtors  (NAR)  says : “The majority of first-time buyers did make financial sacrifices to purchase a home. For those who did, the most common sacrifices buyers reported were cutting spending on

532 Lane 8 N. Monte Vista, CO 81144 (Alamosa County) NO NEIGHBORS!  Discover your dream home nestled on 4.68 acres in Southern Colorado's San Luis Valley, featuring wide open spaces and breathtaking panoramic views of the Sangre De Cristo mountains.  Please see the video tour BELOW This comfortable 3-bedroom, 1-bathroom home welcomes you with a beautifully renovated kitchen adorned in rustic barn wood, complemented by elegant copper accents and antique built-in storage cabinets. Attached through the mudroom is a cozy 1-bedroom, 0.5-bathroom Casita, perfect for hosting overnight guests.  Oversized closets offer an abundance of storage throughout the house. Step outside to find a versatile garage, serving as both a practical storage space and an entertainment hub where friends gather to enjoy music and drinks in the evenings. Adorned with lawn chairs, the courtyard features a cozy firepit, ideal for relaxing under the stars. The property also offers numerous outbuildings and sheds, p

 682 & 864  Bear Creek Circle $1,399,000 Prepare to be captivated by stunning, panoramic views of Del Norte Peak visible from the wall of windows gracing the entire south side of this incredible 3,469 sq ft home in the gated subdivision of Bear Creek.  See the 3D virtual tour here: 682 Bear Creek Circle Please watch the Drone Video belo w to see  the stunning mountain vistas that await you. Step inside this amazing residence and be embraced by an open floor plan that effortlessly flows from one space to another. The large great room steals the spotlight, featuring a magnificent 2-sided propane fireplace that creates an inviting atmosphere. Towering windows perfectly frame the breathtaking views that surround the property, inviting the natural beauty of the San Juan Mountains to become a part of your daily life. Your comfort is a top priority, and this cabin delivers with 3 spacious bedrooms and 2 well-appointed baths (plus two half-baths) in the main home ensuring ample space for y

  2625 County Road A-32 Del Norte, CO 81132 $220,000  3% BAC Here is the exact location in Google Maps   Off-grid hunting cabin on 40 acres bordering National Forest in the Mountains of Southern Colorado. You need to check this one out!  Located 20 minutes Northwest of the town of Del Norte, you'll find a remote off-grid retreat complete with incredible views, a small cabin, and a well & septic are already in place.  A dry creek bed runs through the Southwest corner of the property.  Cottonwood trees provide privacy from Road 32C.  The well permit is #238396.   This domestic well is 100 feet deep and pumped 12 gallons per minute when it was drilled in 2002. Located in Game Unit 79, this property is between winter and summer ranges for both Elk and Mule deer, and close to the migratory route between the two.  The property borders National Forest on two sides and touches public lands at another point across the valley. Road 32 C continues up Old Woman's Creek and over Blue Mo